Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

100% guaranteed. This is the legal prerequisite for the export of used cars allowed by Chinese customs and the Ministry of Commerce. Any vehicle with unresolved traffic violations (fines/demerits) cannot complete the deregistration process at the traffic management bureau, and therefore cannot obtain a legal export license.

It's extremely difficult. The security level of Chinese brand immobilizers is very high, and you must connect a specialized factory computer to the vehicle's OBD and be online with the domestic server to match it. Losing all keys usually means you need to replace the entire lock cylinder and anti-theft control module while overseas.