Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

Most models adjust through the central control screen menu, while a few models (like some BYD or MG) retain physical levers or paddles on the center console or steering wheel. We will check if the drag feel when the system engages is linearly normal.

We will use a megohmmeter (insulation resistance tester) to measure the insulation resistance of the high-voltage bus. If the resistance value is below the national safety standard, it indicates a risk of leakage, and the vehicle will be deemed unqualified.